Free credit number San Diego

I have a VERY good credit score and these people are going to ruin it with a fraudulent debt. Cyndi of Garden Grove, CA i got a levy from my bank stating that first usa took out three thousand seven dollars and sity seven cents out of our checking account because they said that i owed them over six thousand dollars the thing is i never opened account with them i never even heard of them before so now my house payment is insuficient and my car payment and my phone bill and that is a total of two thosand and three hundred dollars plus i am not working i stay at home because i have a special needs daughter my husband is the only one working so actually the money that was in our account is his my name is also on the checking account if someone is going to contact me please call me after 2pm thanks Justine of Rogers, MN I call on 04/18/08 (payment due date 04/30/08) and spoke to customer service free credit number San Diego rep at First USA Credit Card customer service department, in regards to my Annual Percentage Rate (APR), which was now 20.24%. The rep told me that because I use the check that was mail to me it is consider a CASH ADVANCE and that their rates on cash advance is 20.24%. I inform her that it was impossible for me to make a payment of $560.00 and ask if I could have a lower interest rate. credit checking She informs me that she was not able to do so at this time, but to call back the following month. I had credit score of 770, automatic bill pay setup on the account and was never late on my payments. Nevertheless I call the following month as was told that they will not be free credit number San Diego able to lower my interest because my account was now pass due. my credit free credit number San Diego is now wreck, and First USA in treated to sue me. They have been free credit number San Diego calling me every day several time a day.

I have several other credit cards that are all current and never late. Kevin of Los Angeels, CA Accessed my credit report without my consent and knowledge.

Inquiry dated as of 07-01-2008 on Equifax Credit File. Charissa of Phenix City, AL My husband started getting bills from a collection agency (Palisades Collection, LLC, another letter for another time) several years ago, requesting a payment of $10,000 for an old credit card debt - through First USA. request your credit report

We filed disputes each time, asking for free credit number San Diego details of the original account ( all we have is an account number that does NOT come up on any of his credit reports.). AT the same time we wrote to First USA for details of the free credit number San Diego account .

Palisades, however, sent one letter per free credit number San Diego year asking for the same $10,000, free credit number San Diego until this year, when the bill went free credit number San Diego up to $22,000 ... and a photocopy of the original application was attached. It also included a balance transfer request for free credit number San Diego $29,000.

Our response this time is free credit number San Diego to point out that this is just an APPLICATIION , and we still need verification that there was an actual account involved.

My thoughts are that First USA is selling its imagined accounts (which so many others have reported about here) to collection agencies now!

I guess I really need to learn what the NY state laws are on this, and find out what the statute of limitations is, also. Just time lost trying to figure this out and write appropriate letters. Mary of Syracuse,, NY free credit number San Diego I was allerted by Equifax Credit Watch that they made an UNauthorized inquiry into my credit history. free copy of my credit report What right have they to invade my personal privacy?

The number of credit inquiries made affect my credit rating.

Elvira of Palm Bay, FL Several years ago, I got a credit card from First USA Bank. I was paying the monthly bill unitl I suffered financial hardships.

In 2004, I moved from White Plains, New York to Stamford, Connecticut. In June, I discovered a letter from the New York City Department of Payroll. The letter said that a judgement was made against me in May of 2005 for $19,000.